Free Insurance from Philam Life

My mom got a call from Philam Life Insurance last week, telling her that she was chosen to be a recipient of a Free Accident Insurance. She was puzzled as to how was she chosen when she don’t even have a plan from them. The name of the agent is Roderick and his number is 0905 518 6066 and she was told that she was referred but when I asked who, he actually don’t know.

Earlier, my mom asked me to accompany her at their office though I’m not really convinced because who would give something free to anyone who did not spend any penny on? The agent told my mom that she need not worry because she won’t be paying for anything. All I have to do is o to their office immediately to claim the certificate and activate it.

I always believe that nothing now is given to you for free so I was really skeptical of going. I had to immediately research about it to seek for information. I have searched through blogs and I found helpful information from here, here and a little disturbing post from yahoo.I told my mom and decided not to go and ‘activate’ the said free insurance. Because I’m afraid that my mom, might not have the strength to say NO to the offers that the agent will present to her to claim it.

I know for a fact that their convincing prowess is extraordinary! I heard they’ll really convince you to buy the insurance and the catch is you won’t be able to get the P25,000 insurance if you don’t buy a plan. Okay! I so get it! It’s a Marketing Strategy. It’s legit though but maybe some agents just go way overboard in trying to lure prospect clients.

That guy had actually been texting my mom to ask for her Bank id and other sensitive information.
My point here is, before you dive into special or free offers you receive over the phone, text or even personally, you weigh things first before accepting. Always think that in anything offered for free, there’s always a catch. Be firm to say NO specially if it involves money and your personal information and much more your credit card! Don’t give out your credit card number that easy.