Friday, September 18, 2009

Free Insurance from Philam Life

My mom got a call from Philam Life Insurance last week, telling her that she was chosen to be a recipient of a Free Accident Insurance. She was puzzled as to how was she chosen when she don’t even have a plan from them. The name of the agent is Roderick and his number is 0905 518 6066 and she was told that she was referred but when I asked who, he actually don’t know.

Earlier, my mom asked me to accompany her at their office though I’m not really convinced because who would give something free to anyone who did not spend any penny on? The agent told my mom that she need not worry because she won’t be paying for anything. All I have to do is o to their office immediately to claim the certificate and activate it.

I always believe that nothing now is given to you for free so I was really skeptical of going. I had to immediately research about it to seek for information. I have searched through blogs and I found helpful information from here, here and a little disturbing post from yahoo.I told my mom and decided not to go and ‘activate’ the said free insurance. Because I’m afraid that my mom, might not have the strength to say NO to the offers that the agent will present to her to claim it.

I know for a fact that their convincing prowess is extraordinary! I heard they’ll really convince you to buy the insurance and the catch is you won’t be able to get the P25,000 insurance if you don’t buy a plan. Okay! I so get it! It’s a Marketing Strategy. It’s legit though but maybe some agents just go way overboard in trying to lure prospect clients.

That guy had actually been texting my mom to ask for her Bank id and other sensitive information.
My point here is, before you dive into special or free offers you receive over the phone, text or even personally, you weigh things first before accepting. Always think that in anything offered for free, there’s always a catch. Be firm to say NO specially if it involves money and your personal information and much more your credit card! Don’t give out your credit card number that easy.

16 comments:

  1. hahaha! kami rin nka tanggap ng call sa PhilAm Life, kakakabit lang ng new PLDT landline namin lastwek ppno nila nahulaan yung new # namin, hahaha!! nagtalo pa kami.. LoL

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  2. Mabuti na lang at nabasa ko tong blog na to' may tumawag din samin na nagsasabing nanalo kami ng scholarship from them tapos pinapunta kaagad nila kami sa office nila.

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  3. Until now, continuous pa rin etong scheme na to.. There's no such thing as free insurance policy.. Marketing strategy talaga nila eto..

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  5. Thanks for this blog.Just today I received a call from Philam Insurance that I need to pick up my free certificate.Now I know.Hahaha!

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  6. My mom also received a call today. This is exactly what happen. Thanks for the info.

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  7. SAME HERE! :) THANKS ON THIS BLOG.

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  8. BE VIGILANT ENOUGH!

    SWINDLERS ARE EVERYWHERE :-(

    23 July 2018 around 320 pm, nasa school ako due to paperworks needed to accomplish.

    Biglang may tumawag na new number informing that I am one of the lucky benaficiaries of FREE ACCIDENT INSURANCE from PHILPLANS formerly PHILAMS daw ito.

    I asked the caller on how they got my info and how am I being selected yet I never did apply to them. She said that "maybe" one of their representatives or stakeholders recommended me. I wasnt even convinced to her explanation and I dont know, not even a single person from their company. She added that "maybe" one of their agents got my info from their affiliated banks.

    I told her that I can sue them due to DATA PRIVACY LAW. However she rebutted and guarantee me that its a legit company so I should not worry.

    She is very insistent and wants me to receive the said certificate since its good for a week to claim, else it will be forfeited. According to her I will not pay anything since its free, as long as I can present 2 valid gov't IDs plus credit card or any bank account for verfication. She texted me some info.

    This afternoon, I received another phone call for follow up. I told her that I will not go since I am not interested about it even its free. The caller seems so upset why I will not attend the said appointment. She even asked me if the previous caller wasnt able to explain clearly. I told her I dont need any explanation since I am not convince about them and I am avoiding any scam or fraudelent activity. Since I am determine to decline their offer she then hung up the call.

    **Interesting to note:
    1. Banks will not provide personal details to third party entities.
    2. My appointment is at 8am yet Ali Mall opens at 9am.
    3. Callers cant provide personnel's name who recommended me as beneficiary.
    4. Why am I being obliged to present my credit card or any bank forms?
    5. I have read several reviews, posts and blogs via google that indeed this is a scam.
    Like this link: http://scamphilplans.blogspot.com/2012/06/guys-hwag-kaung-pumunta-kapag-may.html?m=1

    6. WALANG MANLOLOKO KUNG WALANG MAGPAPALOKO.
    7. WITH OR WITHOUT ACCIDENT INSURANCE kung mamamatay, this insurance doesn't guarantee me second life!

    ##HUWAG AKO PHILPANS I've been to customer service and I can discern scam from legit transaction.

    Whether it be legit I don't regret!

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  9. Same here. Wla akong pinagbibigyan ng new Pldt number nmin paano kya nlaman ng philplans details ko. I have been receiving multiple calls from someone asking me to claim my free insurance ftom their office in cubao. I keep saying busy ako sa work. Today, tumawag n nman sa landline nmin saying urgent daw un at kailangan na iclaim. At minamadali pko kailan ko daw b pupuntahan ilang beses n daw cla tumatawag. Sabi ko tigilan nko at di ako interesado.

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  10. same here they just call jan. 22,2019...that I must go and claim for the certificate...thank u for this information..it helps a lot...

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  11. Same here tumawag sa akin kanina Lang . Thank you for your all info . Mabuti nalang nag search ako. God bless us all walang manloloko Kung walang nagpapaloko.

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  12. PhilPlans: 2nd flr., S & P North Bldg., Mc Arthur Highway Nancayasan, Urdaneta City.(infront of CB Mall, near SM Urdaneta). Kindly look for Mr. Eldwin Muñoz or Mr. Patric Paguyo & present this POLICY #: EJM082097FD together with your required id's. Your response is highly appreciated. Thank you!
    - Ms. Venice Garcia

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  13. PhilPlans: 2nd flr., S & P North Bldg., Mc Arthur Highway Nancayasan, Urdaneta City.(infront of CB Mall, near SM Urdaneta). Kindly look for Mr. Eldwin Muñoz or Mr. Patric Paguyo & present this POLICY #: EJM082097FD together with your required id's. Your response is highly appreciated. Thank you!
    - Ms. Venice Garcia..here are their #s: 09066800995 and 09383300139

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  14. Just receive similar txt from a number claiming she's from philplans kaya i tried to ask atty. Google and i found this post...i only have until tomorrow to claim, kaya d bale na at malayo ako sa city..sayang lng ang pagod ko kung sakali...

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  15. Parang ganito ba?


    Good day po. We're located at PhilAm Plans. Ground floor. Nepo Mart Complex. Angeles Business Center. Angeles City Pampanga. (Beside DTI and PhilHealth near Nepo Mall). Upon claiming, kindly present this BRN052796 together with the valid id's i required( gov'nt ID, company ID & bank ID). Kindly look for branch manager, Mr. Rene Guevearra, or Mr. Prince Sañosa. Thank you and God bles
    Ms.MARGO LIWANAG


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